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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government-issued ID, driver’s license, state ID with proof of current address or U.S. passport

Your complete physical and mailing address

Social Security number

Date of Birth

Select your eligibility

I am employed by a Workplace Partner/Select Employee Group

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I live or work in an eligible county

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I am an immediate family member or live in the same household of a Georgia United Credit Union member

Relationship:Name of Relative:

I am an employee or retiree from an eligible school, college or university

Please Select:

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Required Products

Select at least one of the following products required for membership

Prime Share

Your Georgia United Credit Union relationship begins when you open a Prime Share savings account. This basic savings account establishes your membership with a $5 nonrefundable membership fee and a $5 minimum deposit and grants you access to other product offerings. See current rates at gucu.org/rates

Min Deposit: $10.00 Max Deposit: $1,000.00

You may select one of the following products

Available Products

Recommended Checking Savings Money Market Certificate Account

Unified Checking

Get rewarded with an account that pays you. Earn interest each month and earn even more when you meet a few simple qualifiers. No monthly service fee. No minimum balance. Plus, bank conveniently with Online and Mobile Banking and a Visa® Debit Card. See current rates at gucu.org/rates

Max Deposit: $1,000.00

Simple Checking

Make everyday banking simple. This hassle-free account has no monthly service fee, no minimum balance and everything you need to bank conveniently including a Visa® Debit Card, Online and Mobile Banking and a nationwide ATM network.

Max Deposit: $1,000.00

High Earning Savings

Get rewarded for your smart savings habits with our tiered savings account! The more you save, the higher the rates you'll earn – whether you're consistently putting away money or keeping a qualifying balance. Plus, easily access your funds as needed. See current rates at gucu.org/save

Min Deposit: $100.00 Max Deposit: $25,000.00

"You Name It" Savings

This customizable savings account is as unique as your financial goals. Tell us what you're saving for and that's what we'll name your account. See current rates at gucu.org/rates

Min Deposit: $5.00 Max Deposit: $1,000.00

Christmas Club

Stash some cash aside for your holiday spending. Make deposits throughout the year and access your holiday savings November 1 – December 31. See current rates at gucu.org/rates

Max Deposit: $1,000.00

Vacation Club

Make your jet-setting dreams a reality with an account that allows you to save at your own pace and earn interest while you plan your perfect getaway. See current rates at gucu.org/rates

Min Deposit: $5.00 Max Deposit: $1,000.00

Money Market

With a combination of savings and checking features, including the ability to write checks, our Sterling Fund Money Market Account allows you to earn a little more on your savings while giving you quick access to your funds. There’s no monthly maintenance fee if you maintain a $1,000 daily balance. See current rates at gucu.org/rates

Min Deposit: $1,000.00 Max Deposit: $2,000.00

7 Month CD

Spark your savings with this limited time certificate of deposit (CD) and earn guaranteed returns over a 7-month term. Available for new deposits only. Minimum deposit: $1,000. Account must be funded within seven days of account opening

APY: 4.50% Max Deposit: $50,000.00

3 Month CD

Save confidently and securely. Grow your savings without market risk with a certificate of deposit (CD) and earn guaranteed returns over a set period. Minimum deposit: $1,000. Account must be funded within seven days of account opening.

APY: 3.00% Max Deposit: $50,000.00

6 Month CD

APY: 3.25% Max Deposit: $50,000.00

12 Month CD

APY: 3.75% Max Deposit: $50,000.00

18 Month CD

APY: 3.40% Max Deposit: $50,000.00

24 Month CD

APY: 3.20% Max Deposit: $50,000.00

36 Month CD

APY: 3.00% Max Deposit: $50,000.00

48 Month CD

APY: 2.90% Max Deposit: $50,000.00

60 Month CD

APY: 2.80% Max Deposit: $50,000.00

APY (Annual Percentage Yield)

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

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Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please upload a valid (not expired) government-issued photo identification.

Take a picture of the front of your photo ID on a flat surface. Ensure all four corners are visible and the information on the ID is legible in the picture.
If your identification does not list your current residential address, you may also upload a recent utility bill as proof of address.

Click or tap here to capture or upload an image or document.

Additional Information

Home Country

Please enter your address information in your home country.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Home Country

Please enter your address information in your home country.

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please upload a valid (not expired) government-issued photo identification.

Take a picture of the front of your photo ID on a flat surface. Ensure all four corners are visible and the information on the ID is legible in the picture.
If your identification does not list your current residential address, you may also upload a recent utility bill as proof of address.

Click or tap here to capture or upload an image or document.

Additional Information

Home Country

Please enter your address information in your home country.

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Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Please answer the following question(s)

The IRS requires that you certify your tax identification number and notify us if you are subject to backup withholdings. Is the primary member subject to backup withholding?*

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

I acknowledge receipt of, and agree to the terms of, the following account disclosures and any amendments to these documents from time to time which collectively govern my accounts.
• Membership and Account Agreement
• Privacy Notice
• Funds Availability Policy
• Electronic Funds Transfer Agreement
• Truth-in-Savings Disclosure and Rates and Fee Schedule

I have read and agree to the terms of the eDisclosure Agreement and consent to do business electronically.

Email Agreements & Disclosures

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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'Doing Business As' Information

Tell Us About Yourself

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Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

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Other Products

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